If you are looking for a short- term loan, the idea of a payday loan must have crossed your mind. Availing an online payday loan is easy these days. However, it is very crucial to know whether you are dealing with a genuine lender and a secure site. When you are looking a payday loan provider, you must know whom to trust and deal with. Do not choose a site that pops up first on your web browser. It is safer for you to research and verify whether you wish to avail loan from any loan provider online. A payday loan is something that you avail of to supplement your cash flow when you are between two pay cycles. These come at very high rates of interest. But it is usually availed of when one needs immediate cash to get through a short-term financial crunch. If you live in the Texas area, this payday loan provider in Texas is worth a look because they fulfil some important criteria, which make this institution a safe one to have your dealings with: This is a lender with an appropriate state license. The privacy and confidential policies are trustworthy and their site is secure and well-protected. There is transparency in the dealings, with no hidden costs. The loan providers make it a point to state in clear terms the full cost of the loan and has a well-equipped customer support team. They have branch locations for you to visit and verify any details that you wish to understand. The processing of payday loans is quicker here if you meet all the essential loan qualification criteria. Their customers/ clients have given them a good ranking and they are enlisted in the better business bureaus of the state. So, if you are in any other part of the USA, you need to look for a similarly reputed institution or loan provider, who fulfils all the above criteria and has a secure site to help you avail of payday loans.